for Individuals

Work With Carrera For Your Personal Insurance Needs

Life is unpredictable, and unexpected events can disrupt your financial stability in an instant. That's why having a comprehensive personal insurance plan in place is essential to safeguarding your earning power and preserving your long-term goals.

Whether you're a busy professional, a small business owner, or a dedicated parent, our personalized insurance solutions are designed to give you more choice and control over your financial future. From disability insurance to income protection and beyond, we offer options tailored to your unique needs and circumstances, helping to ensure that you're prepared for whatever life may throw your way.

Life Insurance

While providing the protection you need, our solutions can play a key part in your financial plan, potentially giving you more financial flexibility throughout your life. We’ll listen to what's important for you to do today and down the road, and evaluate which type of coverage, and amount, could help you reach your goals.

You work hard to give your loved ones every advantage. The right life insurance can help to make sure that you leave a legacy for loved ones and help maintain their standard of living when you’re no longer here.

Our evaluations are based on your goals, priorities, and the role life insurance will play in your financial plan. From protection that lasts for a set amount of time (term life) or a lifetime (permanent life), we have a solution. And with permanent life, you also get financial benefits that you can use while you’re living, including:
Financial flexibility for emergencies and opportunities
A cash accumulation that grows over time and can be used for anything
A tax-advantaged way (via a cash accumulation) to help grow your wealth

Long-Term Disability

Help protect your earning power and keep your goals on track if an unexpected injury or illness prevents you from working. No matter the type of job or career you have (or business you own), we have options that may give you more choice and more control.

Your ability to earn a living is likely the most important financial asset you have. Having a plan ready to go should you experience a disability, can help you rest easier knowing that your goals, big and small, can keep moving forward.

While you focus on getting better, your goals like leaving a legacy or saving for a second home can still stay on track when you have a plan.If you are a Physician or Dentist – With a plan, you’re not just protecting your income, you’re protecting the investment you've made in your career.

Long-Term Care

Having a long-term care plan in place will give you (or a loved one) choice and control over where and how to receive care should it be needed. Plus, a plan will let your loved ones know your wishes and lessen the burden of the physical and emotional strains that can come with the need for long-term care.

Someday, you or a loved one may need ongoing help with day-to-day tasks like bathing, eating, or getting dressed. The cost of care is often underestimated and might not be covered by health insurance or Medicare. Long-term care planning can help you manage the assets that you’ve worked so hard for, so your family can focus on offering love and support.

Start Your Insurance Quote

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